News & Updates  

  • AMFI demands SEBI focus on rescue of MF sector
  • Allahabad Bank eyes 21% credit growth
  • Fiat cuts India distribution tie with Tata Motors
  • SBI hikes rates by 75-175 bps in its FCNR and RFC deposits
  • iGATE removes Patni from brand name
  • Coal at cheaper rates to meet power requirements: Govt
  • Aim to improve cash flow from operations: Godrej Properties
  • RBI eases norms to encourage foreign currency flows
  • India rejects USD 1bn Reliance cost recovery plan
  • SSTL files petition in SC; Uninor challenges TRAI recos
  • Finance minister says Inflation to remain around 6.5% - 7.5% in current fiscal
  • Imposition of GAAR provisions extended by one year - from April 2013 to April 2014
  • Amendment to Finance Bill 2012 proposes to shift onus of proving to tax authority instead of tax payer
  • Amended Bill introduces new section 80CCG, wherein deduction frm investment in listed equity shall be allowed to the extent of 50% not exceeding Rs. 25000/-
  • Realty Fund Managers start offering choice of projects to invest in, earlier lacklustre returns is the cause
  • In first two months of the current fiscal, corporate tax collection down by 2.82%
  • India’s oil import bill rises 40% in 2011 – 12
  • Jyoti Labs to merge Henkel India with itself
  • Pledge of securities by promoters at all time high at end of March quarter
  • Corporates raise 33% more in debt from public as compared to equity offerings
 
Mutual Funds
Bonds & Options
General Insurance
Services - General Insurance

General Insurance
A wide range of options in General Insurance with comprehensive coverage are as follows:

Fire and Special Perils Policy Electronic Equipment Insurance Contractor’s Plant & Machinery
Boiler and Pressure Plant Insurance Policy Contractors All Risk Insurance Policy Erection All Risk/ Storage
Workmen's Compensation Machinery Loss of Profits Insurance Marine Cargo Insurance
Professional Indemnity Insurance Motor Insurance Health & Medical Insurance Plans
Hospital Cash Personal Accident Householders: Home Insurance for You
Shop Keeper Package Policy Office Insurance Travel Insurance

Fire and Special Perils Policy
A traditional and a time-tested policy that offers cover against fire and allied perils. This is suitable for the owner of property, one who holds property in trust or in commission; individuals/financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customer's premises, machinery temporarily removed from the premises for repairs can be insured. 

Electronic Equipment Insurance
The electronic equipment insurance policy is an all risk policy designed for computers, medical, biomedical, microprocessor, and audio/visual equipment including the value of system software. This policy covers entire range of Electronic Equipment from a personal computer to sophisticated gadgetry.

Contractor’s Plant & Machinery
This is a comprehensive insurance policy for your construction equipment deployed at project sites. The policy is basically meant for unforeseen and accidental physical loss or damage to equipment due to external causes. The equipment could be at work or at rest, and the policy also covers the machinery while it is dismantled, re-erected or shifted within the project premises. 

Boiler and Pressure Plant Insurance Policy
This policy covers physical loss or damage to all types of Boilers and/or other pressure plants, where steam is being generated. This policy covers for physical loss or damage to boilers and/or other pressure plant against unforeseen and sudden physical loss of or damage due to explosion or collapse of the insured items. 

Contractors All Risk Insurance Policy
This policy covers civil construction projects, such as residential / commercial buildings, theatres, factory sheds, warehouses, roads, bridges, dams, reservoirs, tunnels, oil / gas pipelines, water / sewage disposal works, etc. Contractor All Risk (CAR) Insurance is designed to cover the myriad of risks, construction projects can encounter from project conception onward

Erection All Risk/ Storage
This Policy protects your financial investment in a project either as a Principal or as a Contractor. The policy can be taken by you as the Principal, Contractor, and Sub Contractor either individually or jointly. This policy offer covers at various stages of the projects including Storage, Erection, Testing, and Commissioning. This is a comprehensive policy to cover damage to your project arising from all unforeseen circumstances subject to certain named exclusions.

Workmen's Compensation
It an insurance policy that covers medical care, lost income and rehabilitation costs for employees who are injured on the job. It ensures that an employee who is injured as a result of an accident on the job or who contracts a disease as a result of performing his or her job will receive compensation and medical benefits. It helps the employees get compensation for the time that they spend away from their work due to an injury

Machinery Loss of Profits Insurance
Machinery loss of profit covers consequential loss suffered by insured as an inevitable consequence of accidental breakdown of any machinery. This insurance policy covers reduction in turnover / output and increased cost of working of a company due to accidental damage to machinery / boilers affected in stated premises.

Marine Cargo Insurance
Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination. This policy brings to you the marine cargo insurance cover, which compensates losses of goods in transit. Marine Insurance policies are issued on 'agreed value basis' and should be based on invoice and covering incidental expenses.

Professional Indemnity Insurance
This policy protects professional practitioners such as Architects, quantity surveyors, home inspectors, Lawyers, physicians, and Accountants against potential negligence claims made by their patients/clients. This coverage focuses on the failure to perform, financial loss and error or omission of the products or services sold. Additional coverage for breach of warranty, intellectual property, personal injury, security and cost of contract can be added.

Motor Insurance
Vehicle insurance is purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from. The specific terms of vehicle insurance vary with legal regulations in each region.

Health & Medical Insurance Plans
Health insurance is insurance against the risk of incurring medical expenses among individuals. Medical insurance covers individuals and their families against unforeseen expenses arising from illness, injury or accidents. Many consumers purchase auto insurance to protect their vehicle, others purchase homeowners insurance to protect their property. Medical insurance is just another type of protection that is always a smart investment.

Hospital Cash
Health Insurance helps you take care of hospital bills, there are several other expenses incurred during hospitalization such as charges for patient's diet, patient's attender's lodging, money spent on commuting from home to hospital and back. In such a scenario, Hospital Cash, as a supplement to your Health Insurance Policy, can help you financially. This plan helps you keep your savings untouched in case of medical emergencies.

Personal Accident
Accidents are the fact of life. The probability of you encountering an accident in India or abroad is very high, as is disability resulting out of it. An ordinary life insurance cover falls short of covering all the liabilities. Thus a cost-effective Personal Accident Insurance is advisable that provides a comprehensive cover for all your liabilities. It covers your expenses from an accident with a lump sum payment, a daily or a monthly amount or a payment for a loss of life from accident. Personal Accident Insurance is the ideal supplement to your life insurance policy.

Householders: Home Insurance for You
Home insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Shop Keeper Package Policy
This policy devised to cater to the overall various exposures of your business as a shopkeeper. Shopkeepers Package policy safeguards your shop from theft and robberies. This unique policy  is  designed  to  cover risks  and  difficulties  faced  by  you  as  a shopkeeper. It provides a protection for the property, interests of the insured and your partners in the business. This policy is specifically designed to meet the insurance needs of the shopkeepers regard with respect to the safety of their business.

Office Insurance
This policy helps you to share your financial burden if you face heavy losses. Policy covers building and contents against fire and allied perils and burglary. It also covers breakdown of office equipment, including electronic equipment and laptops. It gives protection from being victimized by fraudulent and dishonest employees

Travel Insurance
When traveling, costs associated with unexpected events can be much higher, which poses an increased risk to travelers. Travel insurance attempts to reduce these risks. It protects a traveler’s holiday costs against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays. This policy intends to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally.

 
 
Disclaimer:
Ours is an guiding role. The final decision and consequences based on our information is solely yours. Moreover, in keeping with regulatory guidelines, we do not guarantee any returns on investments. Prospective investors and others are cautioned that any forward-looking statements are not predictions and may be subject to change without notice. Investments in Mutual Funds are subject to market risks. Please read the offer document carefully before investing. Insurance is a subject matter of Solicitation